信托公司要严格执行房地产信托监管要求


Recently, the news that the regulatory authorities have strengthened the regulation of the real estate trust business has affected the nerves in the trust industry and the real estate sector. The Banking Regulatory Commission also made the latest response last weekend.

On July 6, the relevant person in charge of the China Insurance Regulatory Commission said in an interview with the Securities Times reporter that in response to the recent rapid growth of some real estate trust businesses, the Bank of China’s Insurance Regulatory Commission has issued an interview warning requesting these trusts. The company enhances the overall situation awareness, strictly implements the general requirements of “household and non-speculation”, and strictly implements the real estate market regulation policy and current real estate trust supervision requirements.

Data show that as of the end of May 2019, the balance of real estate trust assets was 3.15 trillion yuan, accounting for 14.00% of the total balance of trust assets; an increase of 166.597 billion yuan from the beginning of the year, an increase of 15.15%.

"Although the 15.15% year-on-year growth rate is not the highest in history, some trust companies' real estate trust business has grown rapidly. Some real estate trust businesses have certain compliance problems and risk risks, which have caused us to attach great importance. We hope that real estate The trust business can develop smoothly in the long run and avoid big ups and downs," said the person in charge.

The person in charge said that the Party Central Committee and the State Council have always attached great importance to the development of the real estate market and demanded that the "house is used to live, not for speculation" fundamental positioning, "one city, one policy, due to urban policy" to carry out regulation and control, Ensure the stable and healthy development of the real estate market.

In fact, before the regulatory authorities conducted risk warnings on the real estate trust business of individual trust companies, the real estate trust industry has shown signs of tightening financing. This is mainly due to the self-adjustment of the trust company after the release of the《关于开展“巩固治乱象成果,促进合规建设”工作的通知》(Yinbao Jianfa [2019] No. 23) by the China Insurance Regulatory Commission.

xx今年5月,银行业监督管理委员会发布了第23号文件,要求加大对违反房地产业政策的各种混乱行为的检查和处罚力度。其中,本行明确禁止信托领域的各种违规行为,要求巩固以往的混乱局面。像整改结果一样,防止反弹的混乱。

负责人透露,在个别信托公司的面谈警告中,提出以下几点:要求这些信托公司提升整体情况意识,严格执行“居住与非投机”的一般要求,并严格执行房地产市场调控政策。而目前的房地产信托监管要求。需要提高风险管理和控制水平,以确保业务的规模和复杂性与其自身的资本实力,资产管理水平和风险防控能力相匹配。要求提高合规意识,加强合规建设,确保房地产信托业务稳步发展。要求控制业务增长,控制房地产信托业务的增量和增长率在合理水平。要求提高委托管理能力,积极优化房地产信托服务方式,为房地产企业提供专业,特色的金融服务。

“这些措施需要帮助遏制当前房地产信托业务的快速增长,并有助于促进信托公司回归源头,优化结构,有效转型,促进房地产市场的稳定健康发展。“负责人说。

负责人还透露,未来银监会将把信托公司的警示指导作为规范化工作,及时根据房地产市场的发展变化进行政策调整,推动信托公司沿着正确的轨道稳步发展。

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